/* =====================================================================
   Zenvora Advisory Co. Ltd — site styles
   Brand: navy #232459 · blue #83A9C0 · gold #C98C2B · Montserrat
   ===================================================================== */
:root{
  --navy:#232459;
  --navy-2:#1a1b47;
  --navy-soft:#3e3f73;
  --blue:#83a9c0;
  --blue-light:#d6e3ee;
  --blue-pale:#eef4f8;
  --gold:#c98c2b;
  --gold-dark:#a9731f;
  --gold-soft:#f6ecd9;
  --cream:#faf8f3;
  --paper:#ffffff;
  --text:#2b2d45;
  --muted:#5f6180;
  --line:#e3e5ec;
  --radius:16px;
  --radius-lg:24px;
  --shadow:0 16px 40px rgba(35,36,89,.10);
  --shadow-sm:0 6px 18px rgba(35,36,89,.07);
  --topbar-h:38px;
  --header-h:84px;
  --container:1180px;
  --font:"Montserrat",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:clip}
body{margin:0;font-family:var(--font);color:var(--text);background:var(--paper);line-height:1.65;font-size:16.5px;overflow-x:clip}
img,svg{max-width:100%;display:block}
img{height:auto}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--font);line-height:1.2;margin:0 0 .5em;color:var(--navy);font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.2vw,3.3rem);line-height:1.12}
h2{font-size:clamp(1.65rem,2.8vw,2.3rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
ul{margin:0;padding:0;list-style:none}
strong{font-weight:700}
.container{width:min(var(--container),calc(100% - 40px));margin-inline:auto}
section{padding:clamp(60px,7vw,96px) 0;position:relative}
.center{text-align:center}
.muted{color:var(--muted)}
.lead{font-size:1.12rem;color:var(--muted);line-height:1.7}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.76rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:14px}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--gold)}
.section-head{max-width:720px;margin-bottom:clamp(32px,4vw,52px)}
.section-head.center{margin-inline:auto}
.section-head.center .eyebrow{justify-content:center}
.section-head p{color:var(--muted);font-size:1.08rem;margin:0}
.bg-cream{background:var(--cream)}
.bg-pale{background:var(--blue-pale)}
.bg-navy{background:var(--navy);color:#fff}
.bg-navy h2,.bg-navy h3{color:#fff}
.bg-navy .eyebrow{color:var(--gold)}
.bg-navy .lead,.bg-navy .section-head p{color:rgba(255,255,255,.8)}
.pat::after{content:"";position:absolute;inset:0;background:url(../img/pattern-white.svg) repeat;background-size:325px 281px;opacity:.025;pointer-events:none}
.pat > .container{position:relative;z-index:1}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 26px;border-radius:999px;font-weight:700;font-size:.9rem;letter-spacing:.02em;border:2px solid var(--navy);background:var(--navy);color:#fff;cursor:pointer;font-family:inherit;line-height:1;transition:transform .2s ease,box-shadow .2s ease,background .2s ease,color .2s ease;white-space:nowrap}
.btn svg{width:16px;height:16px;transition:transform .2s ease}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(35,36,89,.22)}
.btn:hover svg{transform:translateX(3px)}
.btn.gold{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.btn.gold:hover{box-shadow:0 10px 24px rgba(201,140,43,.3)}
.btn.ghost{background:transparent;color:var(--navy)}
.btn.ghost:hover{background:var(--navy);color:#fff}
.btn.ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn.ghost-light:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn.sm{padding:10px 18px;font-size:.8rem}
.link{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--navy);font-size:.92rem}
.link svg{width:16px;height:16px;transition:transform .2s ease}
.link:hover{color:var(--gold-dark)}
.link:hover svg{transform:translateX(3px)}

/* Top bar */
.topbar{background:var(--navy);color:rgba(255,255,255,.85);font-size:.82rem;font-weight:500}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:var(--topbar-h)}
.topbar a{white-space:nowrap}
.topbar a:hover{color:#fff}
.topbar .tb-left,.topbar .tb-right{display:flex;align-items:center;gap:18px}
.topbar .tb-left svg{width:14px;height:14px;color:var(--gold)}
.topbar .tb-left a{display:inline-flex;align-items:center;gap:7px}
.topbar .social{display:flex;gap:6px}
.topbar .social a{width:24px;height:24px;border-radius:50%;background:rgba(255,255,255,.12);display:grid;place-items:center;transition:background .2s ease}
.topbar .social a:hover{background:var(--gold);color:var(--navy)}
.topbar .social svg{width:12px;height:12px}

/* Header */
.site-header{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line);transition:box-shadow .2s ease}
.site-header.is-scrolled{box-shadow:0 4px 20px rgba(35,36,89,.08)}
.header-inner{min-height:var(--header-h);display:flex;align-items:center;gap:32px}
.brand{display:flex;align-items:center;gap:12px;color:var(--navy);flex:0 0 auto}
.brand img{width:44px;height:auto}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-name{font-weight:800;font-size:1.05rem;letter-spacing:.12em}
.brand-sub{font-weight:500;font-size:.58rem;letter-spacing:.16em;margin-top:4px;color:var(--navy-soft)}
.site-nav{margin-left:auto}
.nav-list{display:flex;align-items:center;gap:4px}
.nav-list a{display:block;padding:10px 14px;font-weight:600;font-size:.93rem;color:var(--navy);position:relative;border-radius:8px;transition:color .2s ease}
.nav-list li:not(.nav-cta) > a:hover{color:var(--gold-dark)}
.nav-list li:not(.nav-cta) > a.active{color:var(--gold-dark)}
.nav-list li:not(.nav-cta) > a.active::after{content:"";position:absolute;left:14px;right:14px;bottom:4px;height:2px;background:var(--gold);border-radius:2px}
.nav-cta{display:none}
.header-cta{flex:0 0 auto}
.nav-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);background:#fff;border-radius:10px;cursor:pointer;padding:0;align-items:center;justify-content:center;flex-direction:column;gap:5px;margin-left:auto}
.nav-toggle span{width:20px;height:2px;background:var(--navy);transition:transform .25s ease,opacity .2s ease}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Home hero */
.hero{position:relative;background:var(--cream);overflow:hidden;padding:clamp(56px,7vw,96px) 0}
.hero::before{content:"";position:absolute;inset:0;background:url(../img/pattern-gold.svg) repeat;background-size:325px 281px;opacity:.04;pointer-events:none;mask-image:linear-gradient(90deg,#000 30%,transparent 75%);-webkit-mask-image:linear-gradient(90deg,#000 30%,transparent 75%)}
.hero .container{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(36px,6vw,80px);align-items:center}
.hero h1{text-transform:uppercase;letter-spacing:.01em;font-weight:800;margin-bottom:20px}
.hero h1 span{color:var(--gold-dark)}
.hero .lead{max-width:560px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.hero-media{position:relative}
.hero-media .photo{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:5/4}
.hero-media .photo img{width:100%;height:100%;object-fit:cover;object-position:70% 30%}
.hero-media::before{content:"";position:absolute;inset:auto -18px -18px auto;width:60%;height:60%;border-radius:var(--radius-lg);background:var(--navy);z-index:0}
.hero-media .photo{position:relative;z-index:1}
.hero-card{position:absolute;left:-24px;bottom:28px;z-index:2;background:#fff;border-radius:14px;padding:16px 20px;box-shadow:var(--shadow);display:flex;align-items:center;gap:14px;max-width:300px}
.hero-card img{width:36px;height:auto}
.hero-card strong{display:block;color:var(--navy);font-size:.95rem}
.hero-card small{color:var(--muted);font-size:.8rem}

/* Fact strip */
.facts{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;padding:0}
.facts .container{display:grid;grid-template-columns:repeat(4,1fr)}
.fact{padding:26px 24px;border-left:1px solid var(--line);display:flex;flex-direction:column;gap:4px}
.fact:first-child{border-left:0;padding-left:0}
.fact strong{font-size:1.35rem;color:var(--navy);font-weight:800;line-height:1.1}
.fact span{font-size:.86rem;color:var(--muted)}

/* Split blocks */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,6vw,80px);align-items:center}
.photo{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow)}
.photo img{width:100%;height:100%;object-fit:cover}
.photo.r43{aspect-ratio:4/3}
.photo.r32{aspect-ratio:3/2}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.statement{background:var(--gold-soft);border-radius:14px;padding:20px 24px 20px 56px;font-size:1.1rem;line-height:1.55;color:var(--navy);font-weight:500;margin:26px 0 0;position:relative}
.statement::before{content:"“";position:absolute;left:20px;top:8px;font-size:2.6rem;line-height:1;color:var(--gold);font-weight:800}
.tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.tag{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:.84rem;font-weight:600;color:var(--navy)}
.tag::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold)}

/* Service cards */
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.service-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;display:flex;flex-direction:column;gap:12px;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.service-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.service-card .icon{height:56px;display:flex;align-items:flex-end}
.service-card .icon img{height:52px;width:auto}
.service-card h3{font-size:1.08rem;margin:10px 0 0;line-height:1.3}
.service-card p{font-size:.93rem;color:var(--muted);margin:0;flex:1}

/* Differentiators */
.diff-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.diff{background:#fff;border-radius:var(--radius);padding:30px 28px;border:1px solid var(--line)}
.diff .num{font-weight:800;color:var(--gold);font-size:.9rem;letter-spacing:.14em;margin-bottom:14px;display:block}
.diff h3{font-size:1.12rem;margin-bottom:10px}
.diff p{margin:0;color:var(--muted);font-size:.95rem}
.bg-navy .diff{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14)}
.bg-navy .diff h3{color:#fff}
.bg-navy .diff p{color:rgba(255,255,255,.78)}

/* CTA band */
.cta-band{text-align:center}
.cta-band .container{max-width:780px}
.cta-band h2{margin-bottom:14px}
.cta-band p{color:rgba(255,255,255,.82);font-size:1.08rem}
.cta-band .actions{justify-content:center}

/* Page head */
.page-head{background:var(--cream);border-bottom:1px solid var(--line);padding:clamp(44px,6vw,72px) 0}
.page-head .container{max-width:820px}
.page-head .crumbs{font-size:.8rem;color:var(--muted);margin-bottom:14px}
.page-head .crumbs a:hover{color:var(--navy)}
.page-head h1{margin-bottom:12px}
.page-head p{margin:0;color:var(--muted);font-size:1.1rem;max-width:700px}

/* About */
.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.vm{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;display:flex;gap:20px;align-items:flex-start}
.vm img{width:56px;height:auto;flex:0 0 auto}
.vm h3{font-size:1.05rem;text-transform:uppercase;letter-spacing:.08em;color:var(--gold-dark);margin-bottom:8px}
.vm p{margin:0;font-size:1rem}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;position:relative}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;position:relative}
.step .n{font-weight:800;font-size:2rem;color:var(--gold);line-height:1;margin-bottom:14px;display:block}
.step h3{font-size:1.05rem;margin-bottom:8px}
.step p{margin:0;color:var(--muted);font-size:.95rem}
.values{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.value{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 20px}
.value h3{font-size:1rem;margin-bottom:8px;color:var(--navy)}
.value h3::before{content:"";display:grid;width:34px;height:34px;border-radius:50%;background:var(--gold-soft);margin-bottom:14px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23a9731f' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center;background-size:16px}
.value p{margin:0;color:var(--muted);font-size:.9rem}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.why{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:28px}
.why h3{color:#fff;font-size:1.08rem;margin-bottom:10px}
.why p{margin:0;color:rgba(255,255,255,.8);font-size:.95rem}
.sectors-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.sector{background:#fff;border-radius:var(--radius);padding:28px 24px;position:relative;counter-increment:sector}
.sector h3{font-size:1.05rem;margin-bottom:10px;line-height:1.3}
.sector p{margin:0;color:var(--muted);font-size:.93rem}

/* Services page */
.practice{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(26px,3.5vw,40px);margin-bottom:22px;scroll-margin-top:calc(var(--header-h) + 20px);display:grid;grid-template-columns:72px 1fr;gap:26px;align-items:start}
.practice .icon img{width:60px;height:auto}
.practice h2{font-size:1.35rem;margin-bottom:8px}
.practice .intro{color:var(--muted);margin-bottom:18px}
.practice ul{display:grid;grid-template-columns:1fr 1fr;gap:8px 28px}
.practice li{position:relative;padding-left:22px;font-size:.95rem}
.practice li::before{content:"";position:absolute;left:0;top:.5em;width:12px;height:12px;border-radius:50%;background:var(--gold-soft);box-shadow:inset 0 0 0 3px var(--gold)}

/* Team */
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.member{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform .25s ease,box-shadow .25s ease}
.member:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.member-photo{position:relative;aspect-ratio:1/1;background:var(--blue-light);display:flex;align-items:flex-end;justify-content:center;overflow:hidden}
.member-photo::before{content:"";position:absolute;inset:14% 22% 10%;background:url(../img/logo-white.svg) center bottom/contain no-repeat;opacity:.6}
.member-photo img{position:relative;width:76%;height:92%;object-fit:contain;object-position:bottom center}
.member-body{padding:18px 20px 20px}
.member-body h3{font-size:1.05rem;margin:0 0 4px}
.member-body .role{font-size:.86rem;color:var(--muted);font-weight:500}
.team-note{margin-top:34px;background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:20px 24px;font-size:.95rem;color:var(--muted)}

/* Contact */
.contact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(32px,5vw,70px);align-items:start}
.contact-list{display:grid;gap:14px}
.contact-item{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px}
.contact-item img{width:38px;height:38px;flex:0 0 auto}
.contact-item strong{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:3px}
.contact-item span,.contact-item a{color:var(--navy);font-weight:500;font-size:.98rem}
.contact-item a:hover{color:var(--gold-dark)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(24px,3.5vw,40px);box-shadow:var(--shadow-sm)}
.form-card h2{font-size:1.4rem;margin-bottom:4px}
.form-card .muted{margin-bottom:22px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
.field label{font-size:.84rem;font-weight:700;color:var(--navy)}
.field input,.field select,.field textarea{font:inherit;font-size:.95rem;padding:13px 16px;border:1px solid #cfd3de;border-radius:10px;background:#fbfbfd;color:var(--text);width:100%;transition:border-color .2s ease,box-shadow .2s ease}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 4px rgba(35,36,89,.12);background:#fff}
.field textarea{min-height:140px;resize:vertical}
.form-foot{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px;margin-top:20px}
.form-foot small{color:var(--muted);max-width:360px;font-size:.82rem}
.form-status{margin-top:12px;font-size:.9rem;font-weight:600;color:var(--navy);min-height:1.4em}
.map-frame{margin-top:clamp(36px,5vw,60px);border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line)}
.map-frame iframe{width:100%;height:360px;border:0;display:block}

/* Footer */
.site-footer{color:rgba(255,255,255,.8);padding:clamp(52px,6vw,76px) 0 28px;position:relative}
.footer-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.3fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.14)}
.site-footer .brand{color:#fff}
.site-footer .brand-sub{color:rgba(255,255,255,.7)}
.footer-about{margin-top:16px;font-size:.92rem;max-width:340px}
.site-footer h4{color:#fff;font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:16px;font-weight:700}
.footer-links li{margin-bottom:9px;font-size:.95rem}
.footer-links a{transition:color .2s ease}
.footer-links a:hover{color:var(--gold)}
.footer-contact li{display:flex;gap:12px;margin-bottom:12px;font-size:.92rem;align-items:flex-start}
.footer-contact svg{width:17px;height:17px;flex:0 0 auto;color:var(--gold);margin-top:3px}
.footer-contact a:hover{color:var(--gold)}
.footer-bottom{position:relative;z-index:1;display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;padding-top:24px;font-size:.84rem;color:rgba(255,255,255,.65)}
.footer-bottom strong{color:#fff;font-weight:600}
.footer-bottom .credit a{color:var(--gold)}

/* Reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.is-visible{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* Responsive */
@media (max-width:1100px){
  .services-grid,.steps,.sectors-grid,.team-grid{grid-template-columns:repeat(2,1fr)}
  .values{grid-template-columns:repeat(3,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .nav-list a{padding:10px 10px;font-size:.88rem}
}
@media (max-width:960px){
  .hero .container,.split,.vm-grid,.why-grid,.contact-layout,.diff-grid{grid-template-columns:1fr}
  .hero-media{max-width:560px}
  .hero-card{left:12px}
  .facts .container{grid-template-columns:1fr 1fr}
  .fact{border-left:0;padding-left:0}
  .practice{grid-template-columns:1fr}
  .practice .icon img{width:52px}
}
@media (max-width:860px){
  :root{--header-h:72px}
  .nav-toggle{display:flex}
  .header-cta{display:none}
  .site-nav{position:fixed;top:0;left:0;right:0;height:100vh;height:100dvh;background:#fff;padding:24px 20px;border-top:1px solid var(--line);overflow:auto;opacity:0;transform:translateY(-10px);transition:opacity .22s ease,transform .22s ease,visibility 0s linear .22s;visibility:hidden;z-index:49;margin:0}
  .site-nav.is-open{opacity:1;transform:none;visibility:visible;transition:opacity .22s ease,transform .22s ease,visibility 0s}
  .nav-list{flex-direction:column;align-items:stretch;gap:2px}
  .nav-list li:not(.nav-cta) > a{padding:16px 10px;font-size:1.08rem;border-bottom:1px solid var(--line);border-radius:0}
  .nav-list li:not(.nav-cta) > a.active::after{display:none}
  .nav-cta{display:block;margin-top:20px}
  .nav-list .nav-cta .btn{display:flex;width:100%}
  .nav-toggle,.brand{position:relative;z-index:50}
  .brand img{width:38px}
  .topbar .tb-left span{display:none}
}
@media (max-width:640px){
  body{font-size:16px}
  .services-grid,.steps,.sectors-grid,.team-grid,.values,.practice ul,.form-grid,.facts .container{grid-template-columns:1fr}
  .team-grid{max-width:360px;margin-inline:auto}
  .footer-grid{grid-template-columns:1fr}
  .fact{padding:16px 0;border-bottom:1px solid var(--line)}
  .fact:last-child{border-bottom:0}
  .hero-actions .btn,.actions .btn,.form-foot .btn{width:100%}
  .hero-card{position:static;margin-top:16px;max-width:none}
  .hero-media::before{display:none}
  .topbar{font-size:.78rem}
  .topbar .container{justify-content:center;flex-wrap:wrap;gap:4px 14px;padding:6px 0;min-height:0}
  .topbar .tb-right span{display:none}
}

/* Cards: soft shadows instead of line borders, with a lift on hover */
.service-card,.diff,.step,.value,.sector,.vm,.practice,.member,.contact-item,.form-card,.hero-card,.team-note{border:0;box-shadow:0 1px 2px rgba(35,36,89,.05),0 10px 30px rgba(35,36,89,.07)}
.service-card,.diff,.step,.value,.sector,.vm,.member{transition:transform .28s cubic-bezier(.2,.7,.2,1),box-shadow .28s ease}
.service-card:hover,.diff:hover,.step:hover,.value:hover,.sector:hover,.vm:hover,.member:hover{transform:translateY(-6px);box-shadow:0 2px 4px rgba(35,36,89,.05),0 22px 44px rgba(35,36,89,.14)}
.bg-navy .diff,.why{border:0;box-shadow:none;background:rgba(255,255,255,.07);transition:background .25s ease,transform .28s ease}
.bg-navy .diff:hover,.why:hover{background:rgba(255,255,255,.12);transform:translateY(-4px)}
.team-note{box-shadow:none;background:var(--cream)}
.sectors-grid{counter-reset:sector}
.sector::before{content:"0" counter(sector);display:inline-grid;place-items:center;min-width:38px;height:38px;padding:0 10px;border-radius:999px;background:var(--blue-light);color:var(--navy);font-weight:800;font-size:.82rem;letter-spacing:.06em;margin-bottom:16px}
.step .n{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:12px;background:var(--gold-soft);color:var(--gold-dark);font-size:1.1rem;margin-bottom:16px}
.diff .num{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:999px;background:var(--gold-soft);color:var(--gold-dark);font-size:.8rem;letter-spacing:.06em;margin-bottom:14px}
.bg-navy .diff .num{background:rgba(255,255,255,.12);color:var(--gold)}
.service-card .icon{position:relative;z-index:1}
.service-card .icon::before{content:"";position:absolute;left:-6px;top:0;width:56px;height:56px;border-radius:16px;background:var(--gold-soft);z-index:-1;transition:transform .3s ease}
.service-card:hover .icon::before{transform:scale(1.12) rotate(-6deg)}
.vm img{background:var(--blue-pale);border-radius:14px;padding:10px;width:68px}